# Borrow The **Borrow** section allows users to borrow assets against their deposited collateral directly from the Lendle markets. Borrowing enables users to access liquidity without selling their holdings, maintaining their market exposure while utilizing borrowed funds elsewhere. Borrowing is available across both **Pooled Markets** and **Isolated Markets**. Each borrowing market has its own interest rate model, collateral requirements, and risk parameters. Your ability to borrow depends on your **Health Factor**, which determines how close your position is to liquidation. Here is a tutorial on [How To Borrow](/user-guide-for-ui-v2/borrow-page/borrow/how-to-borrow.md)and [Repaying a loan](/user-guide-for-ui-v2/borrow-page/borrow/repaying-a-loan.md). --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://docs.lendle.xyz/user-guide-for-ui-v2/borrow-page/borrow.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.