> For the complete documentation index, see [llms.txt](https://docs.lendle.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.lendle.xyz/user-guide-for-ui-v2/borrow-page/borrow.md).

# Borrow

The **Borrow** section allows users to borrow assets against their deposited collateral directly from the Lendle markets. Borrowing enables users to access liquidity without selling their holdings, maintaining their market exposure while utilizing borrowed funds elsewhere.

Borrowing is available across both **Pooled Markets** and **Isolated Markets**. Each borrowing market has its own interest rate model, collateral requirements, and risk parameters. Your ability to borrow depends on your **Health Factor**, which determines how close your position is to liquidation.

Here is a tutorial on [How To Borrow](/user-guide-for-ui-v2/borrow-page/borrow/how-to-borrow.md)and [Repaying a loan](/user-guide-for-ui-v2/borrow-page/borrow/repaying-a-loan.md).